Indicative cost fund to help you individual users
Charges and you may fees
The fresh new fine print to your mortgage loans require you to found regular salary, personal security otherwise retirement repayments and rehearse DNB since your relaxed bank.
Computation out of active interest rates
BLU Begin:Amount borrowed NOK dos 100000 100 doing 85 % have a glimpse at the link off market price. Nominal interest 3.39 % p.good. Annuity mortgage having effective rate of interest 3,52 % p.an excellent. as well as side-end fee NOK step three 190 and you can instalment commission NOK 65. Costs NOK 990 890, complete NOK dos 990 890 more than 25 years.
Amount borrowed NOK 2 000 100000, affordable interest rate 4.69 % p.an excellent. having step 3 seasons fixed price. Annuity mortgage with productive rate of interest 4.87 % p.a. plus side-stop commission NOK 3 190 and you may instalment fee NOK 65. Costs NOK step one 422 590, totalt NOK 3 422 590 over 25 years.
Car loan to have teenagers which have down payment thirty five % or maybe more:Loan amount NOK 150 100 around 65 % of price. Annuity financing which have moderate interest cuatro.74 % p.an excellent., productive rate of interest 6.54 % p.a. and additionally front-avoid percentage NOK 2 five hundred and you will instalment commission NOK 65. Costs NOK 25 484, full NOK 175 484 over five years.
Amount borrowed NOK fifty one hundred thousand. Moderate interest rate % p.good. Annuity mortgage that have active interest % p.a. and side-stop percentage NOK five hundred and you can instalment fee NOK fifty. Total price NOK 68 777 over five years.
Fixed-price home loan Saga:Loan amount NOK dos 100000 100, nominal interest cuatro.69 % p.an effective. for 3 season repaired speed. Annuity loan which have energetic interest rate 4.87 % p.a great. as well as top-end commission NOK 3 190 and instalment fee NOK 65. Prices NOK step one 422 590, totalt NOK step 3 422 590 over 25 years.
Car loan Saga and you can Saga Precious metal having thirty-five % down payment:Amount borrowed 150 100 NOK as much as 65 % out of purchase price. Annuity financing that have nominal rate of interest 4,74 % p.a., productive interest rate 6.44 % p.a beneficial. and additionally front-stop fee NOK 2 3 hundred and you may instalment percentage NOK 65. Pricing NOK 25 259, overall NOK 175 259 more 5 years.
Tale Liquidity reserve:Amount borrowed NOK 70 000. Moderate interest rate %, active rate of interest % and additionally front side-avoid commission NOK five-hundred. Pricing NOK 4 574, full NOK 74 574 more one year.
Home loan up to 75 % away from ount NOK dos 000 100, as much as 75 % out of market price. Affordable rate of interest 4,29 % p.a. Annuity mortgage which have energetic interest 4,45 % p.a good. as well as top-avoid fee NOK step three 190 and you may instalment percentage NOK 65. Pricing NOK step one 286 390, total NOK step 3 286 390 more than 25 years.
Household guarantee line of credit:Loan amount NOK dos 100 100, as much as 75 % regarding market price. Nominal interest cuatro,30 % p.a. Annuity mortgage with effective interest 4,45 % p.good. together with front side-avoid commission NOK step three 190 and you may instalment commission NOK 65. Costs NOK step one 286 390, complete NOK step three 286 390 over 25 years..
Fixed-speed home mortgage:Loan amount NOK 2 one hundred thousand 000 to 75 % from market value. Moderate interest rate cuatro.74 % p.a. to have step three year repaired rates period. Annuity financing which have active interest rate cuatro.ninety-five % p.a beneficial. and additionally front-end payment NOK step 3 190 and you will instalment commission NOK 65. Rates NOK step one 439 690, full NOK step 3 439 690 over twenty five years.
Green mortgage loan:Loan amount NOK dos 100 one hundred thousand up to 85 % from market value. Affordable rate of interest step three.39 % p.good. Annuity mortgage which have active interest step 3.52 % p.a good. also side-prevent percentage NOK 3 190 and you can instalment commission NOK 65. Prices NOK 990 890, totalt NOK 2 990 890 more than twenty five years.
